Money MOT

Tax reliefs · 2026-27

Is HMRC holding your money?

Tax reliefs aren't paid automatically: you have to claim them. Most can be backdated up to 4 years, and every one can be claimed free on GOV.UK. Answer six questions.

Free checkBackdated up to 4 yearsClaim free on GOV.UK

Six quick questions

1. Your income tax band
2. Married or in a civil partnership, where one of you earns under £12,570 and the other pays basic rate?
3. Do you wash your own work uniform, or buy small tools for your job?
4. Between April 2022 and April 2026, did your employer require you to work from home?

Scottish taxpayers have different bands, so pension figures are a rough guide there.